In ETFs, 'ter' stands for Total Expense Ratio. This ratio represents the total costs associated with owning an ETF, including management fees, administrative expenses, and other operational costs. It is expressed as a percentage of the fund's total assets and is deducted from the fund's returns. Investors should pay attention to the TER when evaluating ETFs as it can impact their overall investment performance. **

It is generally recommended to fill your car tank to about 95% full. This allows for some expansion of the fuel as it heats up and prevents spillage or overflow. Overfilling the tank can lead to potential safety hazards and damage to the evaporative emissions system. It is best to follow the fuel level recommended in your car's owner's manual for optimal performance and safety. **

It is best to fill the washing machine to about 3/4 full to allow enough space for the clothes to move around and get properly cleaned. Overfilling the machine can prevent the clothes from getting thoroughly washed and may also put extra strain on the machine. It is important to follow the manufacturer's guidelines for the maximum load capacity of the washing machine to ensure optimal performance and cleaning results. **

I recommend trying the L'Oreal Paris Elvive Smooth Intense Smoothing Shampoo and Conditioner. This duo is specifically formulated to help tame frizz and leave hair feeling smooth and manageable. The shampoo gently cleanses while the conditioner helps to nourish and hydrate the hair, promoting a sleek and polished look. Overall, these products can help to achieve a smoother and more controlled hairstyle. **

Keratin smoothing treatments can be worthwhile for those looking to reduce frizz, add shine, and make their hair more manageable. The treatment can also help to straighten hair and reduce styling time. However, it's important to consider the potential downsides, such as the use of formaldehyde in some treatments and the cost of the procedure. Additionally, the results may not last as long as some people hope, and the treatment may not be suitable for all hair types. It's important to weigh the pros and cons and consult with a professional before deciding if keratin smoothing is worthwhile for you. **

"Ter baumeln" is a German phrase that translates to "dangle" or "hang" in English. In a greenie, it could refer to the act of letting something hang freely or loosely, such as branches or vines hanging down from a tree. It could also be used metaphorically to describe a relaxed or carefree state of being, similar to how things dangle freely in nature. **

To become fatter and thicker, one can focus on increasing their calorie intake by consuming more high-calorie foods such as nuts, avocados, and fatty meats. Additionally, incorporating strength training exercises into their fitness routine can help build muscle mass and contribute to a thicker physique. It's important to note that gaining weight in a healthy way involves a balanced diet and regular exercise, and it's always best to consult with a healthcare professional before making significant changes to one's diet or exercise routine. **

Ter Stegen's DFB card at Rewe is a special edition trading card featuring the German national team goalkeeper, Marc-André ter Stegen. This card is part of a promotional campaign by Rewe, a German supermarket chain, in collaboration with the German Football Association (DFB). The card likely includes ter Stegen's photo, statistics, and possibly some information about his career and achievements with the national team. It is a collectible item that fans can obtain by making purchases at Rewe stores during the promotional period. **